Borrower
Resources
Escrow 9.1.1 helps borrowers with refinances, home equity loans, and other real estate transactions in Texas, providing professional guidance every step of the way.
Seller Closing Guide
What We Need Before Closing
- VALID ID (non-expired, govt issued, photo ID) NO MATRICULA
- LLC formation documents (if applicable)
- Original Power of Attorney (if applicable)
- HOA contact info (if applicable)
- T-47 & survey
- Payoff info: (mtg co contact info, loan #, etc)
- Social Security number or EIN
- Marital status and spouse name
- Forwarding address after sale
- Proceeds instructions & split instructions if applicable
- 1031 exchange contact info (if applicable)
Alert the Escrow Officer if:
- Your marital status changes (divorce, death, married)
- You have unpaid repair bills
- You prefer to close out of office (mail out, mobile notary)
- You will use a Power of Attorney (must be approved for closing)
- You are filing bankruptcy (order of sale is required from judge)
- You have an IRS lien
- 1031 Exchange
- You will not be available on the contract closing date
Refinances
We streamline the refinance process, ensuring your new loan closing is handled with precision and professional care.
Home Equity Loans
Expert support for home equity transactions, providing a reassuring environment for borrowers accessing their home's value.
Construction Loans
Navigating the complexities of construction financing with professional guidance throughout the build process.
Closing Preparation
Valid Identification
Ensure you have a current, government-issued photo ID (driver's license or passport) ready for notarization.
Loan Documents
Review your final Closing Disclosure and keep any lender-required documents handy for the meeting.
Insurance Information
Proof of homeowners insurance and a paid receipt for the first year's premium are often required.
Closing Funds
Arrange for a wire transfer or cashier's check for any required down payment or closing costs.
Contact Our Experts
We are here to support your real estate transaction. Reach out to our Tyler or Dallas office for professional title and escrow guidance.